For business
KYT office
Compliance solution to monitor risks, detect sanctions and ensure AML rules.
KYT office
Compliance solution to monitor risks, detect sanctions and ensure AML rules.
AML certification
How industry players can get up-to-date knowledge and professional certification.
AML certification
How industry players can get up-to-date knowledge and professional certification.
Graph
Comprehensive transaction analytics that helps to build graphs and trace funds.
Graph
Comprehensive transaction analytics that helps to build graphs and trace funds.
Travel rule
(soon)
For personal use
AML checks
AML checks
Portfolio tracker
Portfolio tracker
Docs and reports
Docs and reports
Telegram bot
Bot for checking crypto for risks, providing AML reports.
Telegram bot
Bot for checking crypto for risks, providing AML reports.
Getting money back
Services are focused on tracking
and recovering crypto assets.
and recovering crypto assets.
Getting money back
Services are focused on tracking
and recovering crypto assets.
and recovering crypto assets.
AML-сертификация
Актуальные знания в области AML/KYT от ведущих экспертов отрасли.
AML-сертификация
Актуальные знания в области AML/KYT от ведущих экспертов отрасли.
Graph
Визуализация перемещения активов
и связей между кошельками.
и связей между кошельками.
Graph
Визуализация перемещения активов
и связей между кошельками.
и связей между кошельками.
KYT Office
Мониторинг транзакций и кошельков для вашего отдела комплаенса.
KYT Office
Мониторинг транзакций и кошельков для вашего отдела комплаенса.
Для себя
Для Бизнеса
Travel rule
(Cкоро)
AML-проверки
AML-проверки
Портфолио трекер
Портфолио трекер
Отчёты
Отчёты
Телеграм-бот
Бот для проверки кошельков и транзакций с выдачей отчётов.
Телеграм-бот
Бот для проверки кошельков и транзакций с выдачей отчётов.
Возврат средств
Услуги по отслеживанию и возврату украденных криптоактивов.
Возврат средств
Услуги по отслеживанию и возврату украденных криптоактивов.
Everything Businesses Need to Know About Secure Crypto Payments and AML Compliance in 2025
AML (Anti-Money Laundering) in 2025 has become an essential part of any business strategy involving cryptocurrency. The growing regulatory pressure, advances in blockchain analytics, and tightening transparency requirements make AML not just a legal obligation, but a critical factor in competitiveness and customer trust.
In this article, we explore what businesses need to know about AML compliance in 2025 and how to work with it effectively.
In this article, we explore what businesses need to know about AML compliance in 2025 and how to work with it effectively.
Global Trends in 2025: Strengthening Cryptocurrency Regulation
Global Trends in 2025: Strengthening Cryptocurrency Regulation
Over the past five years, regulators worldwide have steadily increased AML control in the crypto space and continue to refine legal frameworks:
- In the EU, the MiCA and AMLR regulations are now fully in effect. MiCA establishes common rules for token issuance, stablecoin management, and the operation and governance of crypto platforms. AMLR introduces unified AML requirements: all Virtual Asset Service Providers (VASPs) must be registered and conduct full KYC procedures.
- In the US, FinCEN is tightening requirements for reporting suspicious transactions, while OFAC continues to actively block sanctioned crypto wallets, regularly updating its SDN lists.
- In South Korea, crypto platforms are required to obtain VASP licenses and undergo mandatory blockchain transaction audits, supervised by the Financial Services Commission (FSC).
- In Singapore, a flexible regulatory approach is applied via the Regulatory Sandbox, allowing AML solutions to be tested under the supervision of the Monetary Authority of Singapore (MAS).
- FATF continues to coordinate global AML standards. The Travel Rule was updated: data exchange between VASPs is now mandatory and applies to a broader range of transactions.
What Are the Risks of Ignoring AML Compliance?
What Are the Risks of Ignoring AML Compliance?
Failure to comply with AML regulations can lead to serious and multi-layered consequences for companies:
- Financial risks: fines from regulators can reach tens of millions of dollars. Banks and payment systems may suspend services to high-risk companies and freeze their accounts.
- Legal consequences: depending on the jurisdiction, companies may face criminal charges for money laundering — especially if their platform is used to transfer illicit funds. This may also lead to the blocking of domains, offices, and infrastructure.
- Reputational damage: failing to verify fund origins increases the risk of delivering tainted crypto assets to clients. If such transactions are flagged on centralized exchanges (CEXs), client accounts may be frozen — resulting in lost trust and churn.
- Regulatory sanctions: license revocation, delisting from official VASP registries, and bans on operating in certain jurisdictions. Companies may also be blacklisted by international bodies.
- Operational costs: after an incident, companies often need to urgently build costly AML infrastructure, implement new tools, consult lawyers, pass audits, and overhaul internal processes.
Are There Real Cases That Prove the Importance of AML?
Are There Real Cases That Prove the Importance of AML?
Yes — one of our clients using the BitOK KYT Office product for crypto transaction monitoring received an automatic alert about elevated risk on five incoming operations.
Upon request, the BitOK team assisted in investigating the case and helped reconstruct the source of funds. It turned out the assets passed through addresses linked to a crypto theft from a Bybit cold wallet. Despite attempts by attackers to obscure the trail through a series of transactions, the flow was successfully traced using BitOK’s analytical tools and 24/7 support.
As a result, the client avoided account freezes, legal complications, and AML violations.
Upon request, the BitOK team assisted in investigating the case and helped reconstruct the source of funds. It turned out the assets passed through addresses linked to a crypto theft from a Bybit cold wallet. Despite attempts by attackers to obscure the trail through a series of transactions, the flow was successfully traced using BitOK’s analytical tools and 24/7 support.
As a result, the client avoided account freezes, legal complications, and AML violations.
What AML Solutions Are Available?
What AML Solutions Are Available?
Modern AML solutions are far more than simple filters for suspicious transactions — they are full-featured platforms for risk assessment, regulatory compliance, and operational transparency.
These platforms often include graph analytics, interactive dashboards, and flexible integration with internal systems.
One such solution is BitOK, offering a flexible setup for companies of any size. Key features include:
These platforms often include graph analytics, interactive dashboards, and flexible integration with internal systems.
One such solution is BitOK, offering a flexible setup for companies of any size. Key features include:
- Built-In & Custom Risk Models. Out-of-the-box configurations let you launch immediately, while advanced teams can tailor models to internal compliance policies.
- API Integration. Embedded real-time address and transaction checks into your services and workflows, easily plugging into both new products and existing systems
- White-Label Exchange Integration. BitOK plugs directly into leading white-label exchange platforms, streamlining setup and slashing time-to-market.
- KYT Office as One Place for All Compliance Team Members. A workspace for risk analysis, alert management, transfer tracking, and quick address checks. Multi-user access with role-based permissions is supported.
BitOK is especially convenient for companies aiming to meet AML requirements without building complex infrastructure from scratch. Thanks to its user-friendly API, the platform integrates easily into operational processes of both startups and large enterprise ecosystems.
Conclusion
Conclusion
In 2025, AML compliance is not just a legal formality — it's a mission-critical element of strategic growth. Meeting regulatory expectations not only prevents sanctions but also strengthens user trust and business reputation.
